Search

Leave a Message

Thank you for your message. We will be in touch with you shortly.

Why Homeownership Remains the Best Long-Term Investment

Sandy Ginn July 19, 2023

With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. A recent poll from Gallup shows the answer is yes. In fact, real estate was voted the best long-term investment for the 11th consecutive year, consistently beating other investment types like gold, stocks, and bonds (see graph below):
 
 
If you’re thinking about purchasing a home, let this poll reassure you. Even with everything happening today, Americans recognize owning a home is a powerful financial decision.
 

Why Do Americans Still Feel So Positive About the Value of Investing in a Home?

Purchasing real estate has typically been a solid long-term strategy for building wealth in America. As Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), notes:
 
“. . . homeownership is a catalyst for building wealth for people from all walks of life. A monthly mortgage payment is often considered a forced savings account that helps homeowners build a net worth about 40 times higher than that of a renter.”
That’s because owning a home grows your net worth over time as your home appreciates in value and as you pay down your mortgage. And, since building that wealth takes time, it may make sense to start as soon as you can. If you wait to buy and keep renting, you’ll miss out on those monthly housing payments going toward your home equity.
 

Bottom Line

Buying a home is a powerful decision. So, it’s no wonder so many people view real estate as the best long-term investment. If you’re ready to start on your own journey toward homeownership, let’s connect today.

Recent Blog Posts

Why Local Expertise Matters in a Competitive Market

In a competitive market, real estate success depends on more than timing—local expertise gives buyers and sellers the strategic edge they need.

Lake Market Update: What 2025 Is Telling Us Across Northeastern Indiana

Lakefront homes across Northeastern Indiana are still in demand, but showing a shift toward longer market times and more selective buyers.

What Does Homeowners Insurance Actually Cover?

Understanding what your homeowners insurance covers—and what it doesn’t—can help you protect your investment and avoid costly surprises.

How to Make Your Offer Stand Out in a Competitive Seller’s Market

In a market where multiple offers are the norm, strategic moves like clean terms, appraisal gap coverage, and strong representation can set your offer apart.

Renting or Buying What’s Best for This Stage of Your Life

Deciding whether to rent or buy? Explore the pros and cons of each to determine the best fit for your lifestyle, goals, and stage of life.

Not Just Relisted— Sold with Strategy and Results

If your home didn’t sell the first time, it’s not the end—it’s time for a smarter strategy, expanded exposure, and a marketing plan that gets results.

How to Increase Your Home’s Curb Appeal in a Weekend

Boost your home’s first impression with simple weekend projects that instantly elevate curb appeal—no major renovations required.

Understanding the Home Appraisal Process: What Buyers & Sellers Should Know

Understanding the home appraisal process can help buyers, sellers, and homeowners navigate property valuation with confidence and avoid potential setbacks.

What to Look for in Your First Home

Navigating your first home purchase? From location and lifestyle to budget and long-term value, here’s what to consider to make the right choice.

Work With Us

With experience in every type of real estate transaction, we aim to deliver sound advice, extensive research, and tenacious negotiating in order to secure incredible results for our clients. Every opportunity to serve our clients is a beautiful gift worth cherishing.